Question 1

a – Please list formal enforcement powers, and the federal bank regulatory agency to which they are principally granted, for dealing with troubled institutions.

b – Do the powers go farther than necessary to achieve the goals assigned to the regulator? Explain.

Question 2

Please list various approaches to failed bank resolution adopted by the FDIC, and in particular, the advantages and disadvantages of the “open-bank assistance” approach.

Question 3

For an insured bank in default the FDIC is authorized to arrange a purchase and assumption transaction.

a – Please list the priorities the FDIC applies when authorizing an assisted emergency acquisition. 

b- To what extent, if any, should the FDIC’s powers be available to the banks which purchase the assets and liabilities of the failing institutions?

At least 1 page per question

US statutes and cases – correct citations