1. Why might the efficient market hypothesis be less likely to hold when fundamentals suggest stocks should be at a lower level? o Requirements: Please clearly define the efficient market hypothesis within your response. Please also explain and support your argument using the text and at least one journal article. 400 words

2. “Because diversification is a desirable strategy for avoiding risk, it never  makes sense for a bank to specialize in making specific types of loans.” Is this statement true, false, or uncertain? o Requirements: Explain your answer. Please also explain and support your argument using the text and at least one journal article.  400 words

  3. What has been the likely effect of the Gramm-Leach-Bliley Act on financial consolidation? o Requirements: Please clearly define the Gramm-Leach-Bliley Act on financial consolidation within your response. Please also explain and support your argument using the text and at least one journal article.  400 words

4. Which provisions of the Sarbanes-Oxley Act do you think are beneficial,  and which do you think are not? Please clearly define the Sarbanes-Oxley Act within your response. Please also explain and support your argument using the text and at  least one journal article  400 words