In 2006, the Roth 401(k) became available but few employers were willing to offer it due to the sunset provision. Now that it has been made permanent, more employers are starting to offer the option. Employees now need to decide if they want to continue their contributions to the traditional 401(k) or if they should start contributing to a Roth 401(k). Clients are asking for financial planners’ help in making a decision. Research a scholarly (peer reviewed) journal article pertaining to the Pension Protection Act of 2006

In 4-5 short paragraphs, take a position (e.g., clients should participate in the Roth 401(k) or continue with the traditional 401(k), and explain how your research article supports your arguments.