Respond to one of the following topic to present to your peers in a professional analysis using a minimum of 350 words. 

• Risk versus Return.  Investors will choose among various portfolios based upon their individual risk tolerance.  Using our text and external sources, explain how investors can create an efficient portfolio?

Your critical response should have a minimum of two sources published in the last 12 months which should be used to support the content within the postings, proper in-text citations.  Your responses should be professionally written and correctly formatted references should be prepared consistent with the APA. The list of references should be physically positioned at the end of the postings.