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Assignment Instructions:

The purpose of this week's assignment focuses on debt and risk.  You will be completing a 3 page paper with three sections:

  • Section 1: Identify and analyze your debts – What assets secure your debts? What assets do your debts finance?      What is the cost of your debts? What determined those costs? What risks do      you undertake by being in debt? How can being in debt help you build  wealth?
  • Section 2: Risk and the 5C's – Are you considered a default risk? How would a lender      evaluate you based on "the five C's" of character, capacity,      capital, collateral, and conditions? How could you plan to make yourself      more attractive to a lender in the future?
  • Section 3: Review video and comment – Discuss the Tim Clue video on debt. What makes this      comedy spot funny? What makes it not funny? What does it highlight about      the appropriate uses of debt?

Complete a 3 page paper. Use the template provided. Follow APA format, including a title page, introduction, conclusion, citations, and a minimum of one scholarly reference (not Wikipedia or Investopedia). It's a help to turn on the MS Word grammar and spell checker, these will find errors before your professor does, and that can significantly raise your grade.  Also, always read over your work and listen for incomplete, confusing, or problem sentences.

See the attached APA7 PPT presentation, it can help you with citing and referencing in APA style.

Running head: GUIDED IMAGERY AND PROGRESSIVE MUSCLE RELAXATION

2

3

Title of Paper in Bold Centered

Student Name

American Public University

COURSE####: Course Title

Instructor Name

Due Date

Repeat the Title – Level 1 Header

Hit the tab key one time to begin the main body of the paper. The paragraphs of the main document are indented. The computer will wrap your text for you based upon the margin settings established by this document template. It is not necessary for you to hit the Enter or return key at the end of a line of text. Only hit the enter key (one time) when you reach the end of a paragraph.

Then hit the tab key to indent and then continue typing the paper. In APA any source that you use in your paper must have an in-text citation. In APA these citations include the author’s last name and the year of the publication in parentheses (Name, Year).

Level 2 Header use: Flush Left, Bold, Title Case Heading

Sub-section your essay using sub-headers in the same sequence you introduced your topic in your lead paragraph, your thesis.

Level 3 Header use: Flush Left, Bold Italic, Title Case Heading

The more lengthy or complex your essay, the potential for using additional Level Headers; notice the subtle difference. One tip for any submission, always double-check the font choice is consistent throughout the essay.

Conclusion

Begin to summarize the main points of your topic in three to five sentences. The conclusion of your paper should re-phrase the points of what your reader should be left remembering, nothing new, concise and to the point.

References

Lastname, C. (2008). Title of the source without caps except Proper Nouns or: First word after colon. The Journal or Publication Italicized and Capped, Vol#(Issue#), Page numbers.

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