APA format

175 – 265 words

Cite at least one reference

Respond to the following:

Dr. Susan Jones

 8:04 AM

Class,

Some people would say that it is never appropriate to borrow from financial lenders who offer PayDay loans because of the high-interest rates and fees. Some states have laws that put a cap on the interest rates charged to loan and charge card customers in their states. Why is this?