In the Wk 1 Learning Path, enter some prices in the Personal Financial Planning Worksheet 1.2 Inflation Calculator in WileyPLUS to see how inflation affects cost of items and services. Watch “Time Value of Money: Cash vs. Annuity for Lottery Payout” in WileyPLUS, then answer this question: How do economic factors, including inflation, interest rates, and economic cycles impact your financial decisions and financial goals?