APA format

175 – 265 words

Cite at least two (2) peer-reviewed reference

Respond to the following:

Telematic devices (e.g., safe driving devices) are used by insurance companies to collect billions of miles worth of driving data from policyholders. Consider the impact that similar devices can have in health care.

• Should health insurance companies be able to collect health data on policyholders through wearable tech in order to inform the costs of insuring individuals? Consider the question from legal and ethical standpoints. Defend your answer by citing 2 to 3 reputable sources on the topic.