Students are expected to write about insurance premiums, which are based on age and gender. Grades will be based on content as well as on creativity. Credit will not be given for poorly written papers. The professor will gladly provide feedback during the writing process. Students will need to upload their essa to Canvas, which checks for plagiarism. Be sure to include citations and a references section. A four-trait rubric will be used to grade student papers:

· Trait One: Content. The content is rich and demonstrates the student researched the topic very well.

· Trait Two: Tone. The tone throughout the paper is appropriate for an academic paper. 

· Trait Three: Writing. The writing is appropriate and free of errors.

· Trait Four: Followed Instructions. The student followed the instructions (e.g. Twelve-point font, double-spaced, 1,250 words plus exhibits, references page)