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  Review the article that sheds light on how adopting technology during the pandemic has shaped our lives.  https://www.forbes.com/sites/esade/2020/06/10/humanity-technology-and-the-pandemic-crisis/#6e89c5177d12 Share your experiences with how you have adopted technology in ways that differ during pre-pandemic life and discuss any pros and cons associated with the transition?...

Please consider all that we have learned thus far regarding the impact of diversification, risk-free securities, and market premiums.  With that in mind, please describe how adding a risk-free security to modern portfolio theory allows investors to do better than the efficient frontier.  Additionally, explain...