Identify a challenging situation in your life, whether persisting in a particularly bad habit or dealing with an undesired circumstance. Once you have determined the problem, analyze it to ascertain the causes and effects of it.Conclusion: This section speculates about the future, answering the question, “How can I possibly solve my problem?” or poses the conjecture, “If I don’t solve my problem, what will probably happen down the road?” Alternatively, “How can I continue with this positive behavior so that I may always benefit from it?” While you are only speculating, think deeply about further consequences of what you do.