Receiving health care services in the United States can be very expensive, and citizens are strongly encouraged to have health insurance to cover the unexpected costs of care. However, picking an insurance plan can be challenging. Options for health care coverage change regularly and are highly regulated.

Watch the video How to Choose a Plan in the Health Insurance Marketplace (Links to an external site.) and research the web pages 3 Things to Know Before You Pick a Health Insurance Plan (Links to an external site.) and Finding Health Insurance (Links to an external site.).

Now, imagine you are given a choice of insurance plans and you obtain provider lists from participating insurance companies or from the company’s employee benefits department.

Your discussion assignments follow:

• Commercial (Last name begins with A-D)